Comprehensive health coverage for you and your whole family.
Our advisors will call you within 24 hours — no pressure, completely free.
Medical emergencies are unpredictable, but your financial response to them doesn't have to be. At Vinayaka & Co, we help families across Karnataka choose a health insurance plan that covers hospitalisation, pre and post-hospitalisation expenses, critical illness, and cashless treatment at thousands of network hospitals — so you can focus on recovery, not bills.
Access 5,000+ network hospitals across India with zero out-of-pocket payment at the time of admission.
Medical expenses covered 30 days before and 60 days after hospitalisation.
Cover your entire family under one policy with a shared sum insured — at significantly lower premiums.
Lump-sum payout on diagnosis of serious illnesses like cancer, heart attack, or stroke.
Coverage for 140+ day-care treatments that don't require 24-hour hospitalisation.
Premiums paid qualify for deduction under Section 80D of the Income Tax Act — up to ₹25,000 p.a.
Emergency ambulance charges reimbursed as part of your hospitalisation claim.
Earn a bonus increase in your sum insured every claim-free year — up to 50% extra cover.
Choose the plan that fits your needs — our advisors will help you decide.
Self-only cover with comprehensive hospitalisation, day-care, and OPD benefits.
Cover the entire family under one policy with shared sum insured — cost-effective & practical.
Specialised cover for individuals above 60 — no pre-medical check-up required.
Lump-sum benefit on first diagnosis of listed critical illnesses, regardless of actual bills.
Getting insured through Vinayaka & Co is simple and hassle-free.
Speak with our insurance advisor — free, no-pressure consultation about your needs.
We shortlist the best plans from Star Health and Bajaj Allianz matching your budget and requirements.
Simple paperwork — we assist you end to end with the proposal form and documentation.
Receive your policy document digitally. Cashless card sent to your address.
We only work with India's most trusted, highest-rated insurers.
India's largest standalone health insurer with 14,000+ network hospitals, 99.07% claim settlement ratio, and specialised family health plans.
One of India's most trusted insurers offering comprehensive health plans with 18,400+ network hospitals and swift cashless claims.
Most plans have a waiting period of 2–4 years for pre-existing conditions. Some plans offer reduced waiting periods with a premium loading. Our advisors help you choose the plan with the shortest applicable waiting period for your specific health conditions.
Select plans from Star Health and Bajaj Allianz include maternity benefits after a waiting period of 9–24 months. We will guide you to the right plan if you are planning for a family — including newborn cover from day one.
Yes — most family floater plans allow you to add a newly married spouse or newborn child during the policy year via an endorsement. Contact Vinayaka & Co and we will handle the process for you.
For cashless claims — just present your health card at the network hospital. For reimbursement claims — you need original bills, discharge summary, prescriptions, and investigation reports. Our team assists with claim filing at no extra cost.
Yes — all health insurance policies come with a 15-day free look period. If you are not satisfied with the terms and conditions, you can cancel the policy within this window and get a full refund of premiums paid.
Speak with our expert advisors today — free guidance, no obligation whatsoever.
